Understanding the Value of Therapy: A Breakdown of Therapy Fees in Australia
By Angela Chadwick Psychology – Trauma Psychologist, Wollongong & Online
Published: 3 June
When considering therapy, one common question is: “Why does therapy cost so much?” Whether you are seeking psychology services in Wollongong or online therapy across Australia, understanding the breakdown of therapy fees will help you make informed, empowered decisions about your mental health care. In this post, we will explain the factors that influence therapy fees, the value you receive, and how trauma-informed therapy is an investment in your overall wellbeing.
Why Therapy Is an Investment in Your Mental Health
Mental health is as important as physical health. Just as you would seek medical care for physical health issues, investing in therapy is essential for your long-term emotional and psychological wellbeing. Though the cost may feel significant at first, therapy is a meaningful investment that helps improve your relationships, self-awareness, emotional regulation, and quality of life.
Standard Therapy Fees in Australia
The Australian Psychological Society (APS) recommends that therapists charge around $311 for a 45-60 minute session. While fees can vary depending on the therapist's expertise and location, most private practitioners align their rates within this recommended range.
At Angela Chadwick Psychology, we prioritize transparent pricing that reflects the high-quality, trauma-informed care we provide to clients across Australia, whether you attend therapy in-person in Wollongong or through secure online sessions.
What’s Included in a Therapy Session?
A therapy session goes beyond just the time you spend with your therapist. Here’s a breakdown of the value that’s included in every session:
Extensive Professional Training
Psychologists in Australia undergo 6+ years of university education, including clinical supervision and accreditation, to ensure they provide evidence-based, ethical, and effective care.
Ongoing Professional Development
Therapists regularly update their skills, particularly in EMDR therapy, trauma science, and nervous system regulation, to offer the most effective, up-to-date approaches.
Access to Specialized Tools
Trauma-informed practices often require specialized equipment, such as EMDR light bars, tactile stimulation devices (buzzies), and auditory stimulation, all tailored to meet your unique needs.
High Ethical & Regulatory Standards
Australian psychologists are registered with AHPRA and must adhere to strict ethical guidelines and professional liability insurance, ensuring a safe and accountable therapeutic environment.
The Hidden Work: What Happens Beyond the 50 Minutes
While the session lasts 50 minutes, much of the work involved in therapy happens before and after your time together:
Pre-Session Preparation: Your therapist tailors each session by reviewing your history, goals, and previous session notes, particularly crucial in trauma and EMDR therapy.
Clinical Documentation: Detailed clinical notes are prepared after each session to track progress and ensure continuity of care.
Communication with Your GP or Other Professionals: If you’re on a Mental Health Care Plan, your therapist may collaborate with your GP, providing reports with your consent, promoting integrated care.
Practice Management: Running a private practice involves overhead costs like rent, secure telehealth platforms, and administrative support—costs that are part of therapy fees.
Practitioner Wellbeing: Unlike salaried roles, private therapists do not receive paid leave, and maintaining their emotional resilience is essential to provide consistent, high-quality care.
Concerned About Therapy Costs? Here Are Your Options
If the cost of therapy is a concern, there are several options available:
1. Medicare Rebates with a Mental Health Care Plan
If your GP refers you under a Mental Health Treatment Plan, you may be eligible for Medicare rebates, which significantly reduce your out-of-pocket expenses.
2. Self-Referral and Private Payment
For clients who prefer more flexibility around their therapy, self-referral offers the freedom to schedule sessions and treatment plans at your pace. You may opt for private payment if you wish to remain outside the Medicare system.
3. Community & Low-Cost Mental Health Services
If private therapy is currently unaffordable, your GP may refer you to community-based or low-cost mental health services, available through your local Primary Health Network.
Why Therapy Is Worth the Investment
Investing in therapy goes far beyond managing day-to-day stress. Working with a trauma-informed psychologist helps you:
Heal from past trauma
Build emotional regulation skills
Improve relationships and boundaries
Gain self-awareness and insight
Develop lasting coping strategies
Therapy is about lasting change, not just temporary relief. It's an opportunity to transform your emotional and mental wellbeing and create a life that aligns with your values and goals.
In-Person & Online Therapy: Accessible Across Australia
At Angela Chadwick Psychology, we offer:
EMDR therapy and trauma-focused care in Wollongong, NSW
Secure online therapy sessions available across NSW, VIC, QLD, and regional Australia
Individualized treatment plans tailored to your goals, experiences, and nervous system responses
Ready to Invest in Your Mental Health?
Taking the first step towards therapy can be a transformative decision. Contact Angela Chadwick Psychology today to schedule your first session or to learn more about how trauma-informed therapy can benefit your emotional wellbeing and recovery.